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    • I don't quite understand what you mean by saying "coin is lost"... and whoever said cheeks were involved was probably making fun of you :)

      I presume your problem is that you lose more silver than you pick up killing mobs in dungeons / open world. This can happen, and there are two possible causes:
      1. You're using a Satchel of Insight with Combat Study active. In this mode, the satchel awards you extra fame (20% or more, depending on item power) for each kill, but every extra fame point costs you silver (around 1.3 silver per fame point, goes towards 1.2 silver/fame with higher IP). The solution: disable combat study (you can do it by selecting the satchel's passive skill).
      2. You've reached Lvl 100 with certain weapon/armor group, and possibly also Lvl 100 in its specialization... and you have the so-called Auto-Respec turned on. When this is active, combat fame that would normally go to waste (since you already maxed out the skill) gets saved as "fame credits", which you can use to boost other skills... but it costs you the same amount of silver you have to pay if you respec manually. The solution: turn Auto Respec off (the button is in the Destiny Board, on the top bar).

      Hope that helps. If you have more questions, feel free to ask.
      Vexilla regis prodeunt inferni...