Oh, also - to people who state there are no "hardcore risks" in HCE - how much do you lose in open world if you're shit? I think usually 200k-1million. That's about what you pay in repair costs if you're shitty in HCE as well! One death is around 200k in repair cost on higher levels. And most people bring shit stuff that doesn't even cost that much to your open world content. So if we're talking about risks, I think they're similar.